It can be hard to figure out which banks and credit unions meet your needs


Here is a list of some of the banks and credit unions in NYC with accounts that:

  • Don't require a high opening balance
  • Don't require a high minimum balance ($300 or less)
  • Accept foreign IDs to open accounts
  • Don't charge high monthly fees (less than $5)

Bank
Account Title
Opening Balance ?
Min. Balance ?
Monthly Fee ?
Bank of America
eBanking Checking
$0.00
$0.00
$0.00
Citibank
Basic Banking
$0.00
$0.00
$0.00
CapitalOne
Rewards Checking
$300.00
$300.00
$0.00
Brooklyn Cooperative Federal Credit Union
Checking
$5.00
$5.00
$2.00
TD Bank
TD Simple Checking
$0.00
$0.00
$3.00

* The information on this page is not meant as an endorsement of these banks. Please verify the accuracy of this information with each bank.